An estate plan should be reviewed any time there is a major change in your life. A change like a birth of a child or a grandchild, a death, when one of your children or grandchildren gets married, when somebody gets divorced, when you retire, when you go back to work. Most people tend to put off reviewing their plans. In fact we usually see plans that are about 20 years old. They made a will back when their children were small and they were headed on a trip. Now they are approaching retirement, they look back, oh my gosh that is totally out of date. I hope people don’t wait that long.